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Prepare once. Share information in the right order.

A staged checklist helps keep the first request useful while reserving documents and sensitive information for the correct recipient and delivery method.

Begin the Initial Request Read the Financing Guide

Data minimization by design

More information is not always better.

Send only what is necessary for the current stage. October Capital Funding's initial application does not ask for an SSN, government ID, bank login, full account number, or routing number. A later provider request should identify the provider, purpose, and secure submission method before sensitive information is supplied.

Stage 1 · Initial request

Information suitable for this website

The first-stage application is intentionally limited. Have these business facts ready:

Requested amount range and specific business use
Legal business name, DBA, entity type, industry, and start date
Business address, phone, website, and state of formation
Approximate monthly and annual revenue ranges
General information about banking, card sales, invoices, and existing business financing
Authorized business contact name, title, ownership percentage, email, and phone

Stage 2 · If requested

Documents a provider may ask for later

Requirements vary by product and provider. Do not send documents until the delivery method and recipient are confirmed.

Recent business bank statements
Business tax returns or internally prepared financial statements
Accounts-receivable or accounts-payable aging reports
Eligible invoices, contracts, equipment lists, or property details
Existing financing statements or payoff information
Organizational documents and evidence of authority

Stage 3 · Secure channel only

Sensitive information that does not belong in the initial form

If an independent provider lawfully requires sensitive data, use that provider's verified secure process, not a general email or this first-stage form.

Social Security number or individual tax identification number
Government-issued identification images
Bank username, password, one-time code, or security answers
Full bank account or routing numbers
Payment-card numbers or cardholder authentication data
Personal residential information not necessary for the initial inquiry

Before sending a document

Verify the request and the channel.

01
Confirm who is requesting the document and why it is needed.
02
Confirm the website, portal, or other secure delivery method independently.
03
Remove unrelated personal or account information where appropriate.
04
Keep a record of what was sent, when, and to whom.

Start the limited initial request

A clearer first step

Tell us what your business is working toward.

Start a guided business-purpose financing request. Submission does not guarantee approval or create a financing offer.

Start an Application